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“2016年度中国最具代表性十大风险管理案例”发布

来源: 南方日报网络版     时间: 2019年08月19日 10:04:06
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(原)(标)(题)(:“2016年)(度)(中)(国)(最)(具)(代)(表)(性)(十)(大)(风)(险)(管)(理)(案)(例)(”发)(布)(
本)(报)(讯)((记)(者)(周)(子)(勋)()日)(前)(,中)(国)(保)(监)(会)(保)(险)(消)(费)(者)(权)(益)(保)(护)(局)((以)(下)(简)(称)(“保)(监)(会)(消)(保)(局)(”)与)(中)(国)(保)(险)(行)(业)(协)(会)((以)(下)(简)(称)(“中)(保)(协)(”)联)(合)(面)(向)(全)(社)(会)(发)(布)(“2016年)(度)(中)(国)(最)(具)(代)(表)(性)(十)(大)(风)(险)(管)(理)(案)(例)(”。
保)(监)(会)(消)(保)(局)(局)(长)(吕)(宙)(指)(出)(,保)(护)(保)(险)(消)(费)(者)(合)(法)(权)(益)(是)(保)(险)(监)(管)(的)(核)(心)(职)(能)(。近)(年)(来)(,保)(监)(会)(消)(保)(局)(坚)(持)(“以)(人)(民)(为)(中)(心)(”的)(发)(展)(思)(想)(,坚)(持)(“保)(险)(业)(姓)(保)(、保)(监)(会)(姓)(监)(”的)(监)(管)(理)(念)(,持)(续)(发)(力)(深)(入)(推)(进)(“亮)(剑)(”行)(动)(保)(持)(对)(损)(害)(消)(费)(者)(合)(法)(权)(益)(的)(高)(压)(态)(势)(,开)(展)(服)(务)(评)(价)(和)(小)(额)(理)(赔)(监)(测)(等)(举)(措)(督)(促)(保)(险)(公)(司)(切)(实)(重)(视)(和)(改)(进)(保)(险)(服)(务)(,多)(渠)(道)(、多)(样)(式)(、多)(频)(次)(开)(展)(消)(费)(者)(教)(育)(提)(高)(消)(费)(者)(识)(别)(风)(险)(和)(维)(权)(能)(力)(,推)(动)(保)(险)(业)(信)(用)(体)(系)(建)(设)(营)(造)(良)(好)(的)(保)(险)(消)(费)(环)(境)(,保)(险)(消)(费)(者)(权)(益)(保)(护)(工)(作)(扎)(实)(有)(效)(推)(进)(。
他)(指)(出)(,中)(保)(协)(在)(服)(务)(会)(员)(的)(同)(时)(十)(分)(重)(视)(维)(护)(保)(险)(消)(费)(者)(合)(法)(权)(益)(。“2016年)(度)(中)(国)(最)(具)(代)(表)(性)(十)(大)(风)(险)(管)(理)(案)(例)(”,突)(出)(了)(“风)(险)(管)(理)(”主)(题)(,更)(是)(与)(消)(费)(者)(的)(生)(产)(生)(活)(息)(息)(相)(关)(。通)(过)(这)(些)(典)(型)(案)(例)(,人)(民)(群)(众)(可)(以)(简)(单)(明)(了)(地)(了)(解)(风)(险)(,了)(解)(保)(险)(,进)(而)(科)(学)(合)(理)(地)(运)(用)(保)(险)(工)(具)(管)(理)(风)(险)(,实)(现)(“保)(险)(让)(生)(活)(更)(美)(好)(”。
中)(保)(协)(会)(长)(朱)(进)(元)(指)(出)(,“新)(国)(十)(条)(”明)(确)(提)(出)(,完)(善)(保)(险)(经)(济)(补)(偿)(机)(制)(,提)(高)(灾)(害)(救)(助)(参)(与)(度)(,以)(及)(将)(保)(险)(纳)(入)(灾)(害)(事)(故)(防)(范)(救)(助)(体)(系)(等)(明)(确)(要)(求)(。因)(此)(,在)(重)(大)(灾)(害)(事)(故)(、重)(大)(突)(发)(公)(共)(事)(件)(面)(前)(,保)(险)(业)(的)(响)(应)(速)(度)(、处)(置)(成)(效)(、服)(务)(质)(量)(越)(来)(越)(受)(到)(社)(会)(公)(众)(的)(关)(注)(。在)(风)(险)(管)(理)(、风)(险)(定)(价)(、制)(度)(设)(计)(、快)(速)(处)(置)(、积)(极)(理)(赔)(等)(各)(方)(面)(,全)(行)(业)(积)(累)(了)(大)(量)(的)(防)(灾)(救)(灾)(经)(验)(和)(数)(据)(,同)(时)(也)(在)(创)(新)(理)(赔)(模)(式)(、方)(法)(以)(及)(风)(险)(提)(示)(、预)(警)(、防)(灾)(减)(灾)(等)(方)(面)(做)(了)(大)(量)(工)(作)(。
朱)(进)(元)(表)(示)(,今)(年)(中)(保)(协)(与)(保)(监)(会)(消)(保)(局)(首)(次)(联)(合)(开)(展)(年)(度)(案)(例)(的)(评)(选)(和)(发)(布)(工)(作)(,在)(总)(结)(前)(三)(年)(典)(型)(案)(例)(评)(选)(工)(作)(经)(验)(的)(基)(础)(上)(,进)(一)(步)(细)(化)(标)(准)(,提)(升)(专)(业)(性)(,注)(重)(风)(险)(案)(例)(的)(代)(表)(性)(,并)(将)(名)(称)(改)(为)(“中)(国)(最)(具)(代)(表)(性)(十)(大)(风)(险)(管)(理)(案)(例)(”,重)(点)(突)(出)(了)(“最)(具)(代)(表)(性)(”和)(“风)(险)(管)(理)(”两)(大)(关)(键)(词)(。今)(后)(,中)(保)(协)(将)(在)(保)(监)(会)(消)(保)(局)(的)(指)(导)(支)(持)(下)(,进)(一)(步)(加)(强)(风)(险)(管)(理)(案)(例)(的)(研)(究)(工)(作)(,从)(理)(赔)(案)(例)(入)(手)(,不)(断)(拓)(宽)(风)(险)(管)(理)(案)(例)(研)(究)(的)(领)(域)(和)(范)(围)(,借)(鉴)(国)(内)(外)(先)(进)(经)(验)(,对)(典)(型)(案)(例)(进)(行)(专)(业)(性)(精)(准)(分)(析)(,积)(累)(有)(助)(于)(风)(险)(识)(别)(和)(防)(范)(的)(数)(据)(信)(息)(,不)(断)(提)(高)(保)(险)(业)(服)(务)(水)(平)(,提)(升)(全)(社)(会)(风)(险)(防)(范)(和)(救)(助)(能)(力)(。
据)(了)(解)(,2016年)(,全)(国)(保)(费)(收)(入)(3.10万)(亿)(元)(,同)(比)(增)(长)(27.50%;为)(全)(社)(会)(提)(供)(风)(险)(保)(障)(金)(额)(2372.78万)(亿)(元)(,同)(比)(增)(长)(38.09%;累)(计)(赔)(付)(支)(出)(超)(过)(1万)(亿)(元)(,增)(长)(21.20%。“保)(险)(业)(姓)(保)(”的)(发)(展)(理)(念)(得)(到)(彰)(显)(,保)(险)(保)(障)(能)(力)(大)(大)(增)(强)(,保)(险)(的)(经)(济)(“助)(推)(器)(”和)(社)(会)(“稳)(定)(器)(”作)(用)(日)(益)(发)(挥)(。
中)(国)(消)(费)(者)(协)(会)(副)(秘)(书)(长)(董)(祝)(礼)(对)(风)(险)(管)(理)(案)(例)(的)(发)(布)(进)(行)(了)(点)(评)(。据)(介)(绍)(,本)(次)(案)(例)(评)(选)(活)(动)(面)(向)(全)(行)(业)(征)(集)(了)(300余)(件)(参)(评)(案)(例)(,经)(过)(保)(险)(监)(管)(部)(门)(、中)(国)(社)(会)(科)(学)(院)(、对)(外)(经)(贸)(大)(学)(、业)(界)(专)(家)(学)(者)(以)(及)(新)(闻)(媒)(体)(代)(表)(和)(具)(有)(律)(师)(身)(份)(的)(消)(费)(者)(代)(表)(,对)(参)(选)(案)(例)(进)(行)(了)(多)(轮)(评)(审)(。与)(2015年)(不)(同)(,2016年)(度)(中)(国)(最)(具)(代)(表)(性)(十)(大)(风)(险)(管)(理)(案)(例)(除)(原)(有)(的)(财)(产)(险)(十)(大)(案)(例)(和)(人)(身)(险)(十)(大)(案)(例)(之)(外)(,新)(增)(设)(了)(责)(任)(险)(十)(大)(案)(例)(,更)(加)(全)(面)(地)(涵)(盖)(了)(2016年)(度)(发)(生)(的)(一)(些)(重)(大)(自)(然)(灾)(害)(和)(广)(受)(社)(会)(关)(注)(的)(热)(点)(事)(件)(,全)(面)(展)(现)(保)(险)(行)(业)(的)(责)(任)(意)(识)(,也)(从)(多)(个)(角)(度)(和)(不)(同)(层)(面)(,提)(示)(全)(社)(会)(提)(高)(风)(险)(意)(识)(和)(保)(险)(意)(识)(。返)(回)(搜)(狐)(,查)(看)(更)(多)(
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