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人民日报谈猴年房价会否蹿高:投机炒房要三思

来源: 南方日报网络版     时间: 2019年09月18日 06:45:21
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(政)(策)(的)("暖)(风)(频)(吹)("之)(下)(,居)(民)(自)(住)(型)(消)(费)(需)(求)(正)(在)(有)(序)(释)(放)(,但)(楼)(市)(库)(存)(高)(企)(、房)(价)(分)(化)(的)(格)(局)(却)(难)(以)(在)(短)(期)(内)(改)(变)(。  自)(住)(需)(求)(正)(在)(释)(放)(  按)(惯)(例)(,春)(节)(前)(通)(常)(是)(政)(策)(的)("空)(窗)(期)(",但)(本)(月)(初)(购)(房)(首)(付)(政)(策)(的)(调)(整)(却)(让)(不)(少)(人)(对)(猴)(年)(楼)(市)(的)("去)(库)(存)(行)(情)("充)(满)(期)(待)(。  根)(据)(央)(行)(和)(银)(监)(会)(的)(最)(新)(政)(策)(,在)(不)(实)(施)("限)(购)("措)(施)(的)(城)(市)(,居)(民)(家)(庭)(首)(次)(购)(买)(普)(通)(住)(房)(的)(商)(业)(性)(个)(人)(住)(房)(贷)(款)(,原)(则)(上)(最)(低)(首)(付)(款)(比)(例)(为)(25%,各)(地)(可)(向)(下)(浮)(动)(5个)(百)(分)(点)(;对)(拥)(有)(1套)(住)(房)(且)(相)(应)(购)(房)(贷)(款)(未)(结)(清)(的)(居)(民)(家)(庭)(,为)(改)(善)(居)(住)(条)(件)(再)(次)(申)(请)(商)(业)(性)(个)(人)(住)(房)(贷)(款)(购)(买)(普)(通)(住)(房)(,最)(低)(首)(付)(款)(比)(例)(调)(整)(为)(不)(低)(于)(30%。  记)(者)(简)(单)(算)(了)(一)(下)(,如)(果)(在)(不)(限)(购)(城)(市)(一)(套)(总)(房)(款)(200万)(元)(的)(房)(子)(,那)(么)(首)(付)(款)(将)(从)(50万)(元)(降)(低)(至)(40万)(元)(;而)(首)(套)(房)(贷)(未)(结)(清)(的)(人)(如)(果)(想)(买)(这)(套)(房)(子)(,首)(付)(则)(可)(从)(80万)(元)(降)(至)(60万)(元)(。  中)(国)(民)(生)(银)(行)((8.430,-0.03,-0.35%)首)(席)(研)(究)(员)(温)(彬)(表)(示)(,去)(年)("3.30新)(政)("以)(及)("9.30新)(政)("在)(化)(解)(楼)(市)(去)(库)(存)(上)(起)(到)(了)(一)(定)(的)(作)(用)(,但)(同)(时)(楼)(市)(有)(所)(分)(化)(,一)(线)(城)(市)(的)(交)(易)(量)(开)(始)(活)(跃)(,房)(价)(也)(上)(涨)(较)(快)(,而)(二)(三)(四)(线)(城)(市)(的)(房)(价)(却)(依)(然)(低)(迷)(。他)(认)(为)(,在)(很)(多)(人)(春)(节)(回)(乡)(探)(亲)(的)(时)(候)(降)(低)(房)(贷)(门)(槛)(,有)(利)(于)(促)(进)(自)(住)(型)(需)(求)(的)(释)(放)(。  分)(化)(格)(局)(暂)(难)(打)(破)(  尽)(管)(自)(住)(型)(需)(求)(不)(断)(释)(放)(,但)(各)(地)(楼)(市)(却)(依)(旧)("冰)(火)(两)(重)(天)("。统)(计)(显)(示)(,过)(去)(的)(一)(年)(中)(,北)(京)(、上)(海)(、深)(圳)(、南)(京)(等)(热)(点)(城)(市)(均)(有)(较)(大)(涨)(幅)(,其)(中)(深)(圳)(更)(是)(以)(44.98%的)(年)(度)(涨)(幅)(傲)(视)(全)(国)(;相)(比)(之)(下)(,福)(州)(、三)(亚)(、呼)(和)(浩)(特)(等)(地)(的)(房)(价)(相)(比)(去)(年)(同)(期)(则)(明)(显)(收)(跌)(。  北)(京)(市)(社)(科)(院)(经)(济)(研)(究)(所)(所)(长)(杨)(松)(在)(接)(受)(本)(报)(记)(者)(采)(访)(时)(表)(示)(,楼)(市)(分)(化)(很)(大)(一)(部)(分)(原)(因)(在)(于)(不)(少)(三)(四)(线)(城)(市)(房)(地)(产)(开)(发)(过)(快)(,造)(成)(其)(房)(价)(在)("概)(念)(""蓝)(图)("的)(支)(撑)(下)(跟)(风)(上)(涨)(,但)(事)(实)(上)(这)(些)(地)(方)(所)(能)(提)(供)(的)(就)(业)(机)(会)(、发)(展)(空)(间)(、公)(共)(服)(务)(等)(内)(在)(供)(给)(却)(并)(没)(有)(与)(房)(价)(相)(匹)(配)(,如)(今)(房)(价)(下)(跌)(是)(一)(种)(理)(性)(回)(归)(。  "同)(样)(是)(房)(子)(,为)(何)(在)(三)(四)(线)(城)(市)(的)(售)(价)(就)(和)(一)(二)(线)(城)(市)(有)(天)(壤)(之)(别)(呢)(?这)(背)(后)(反)(映)(的)(是)(不)(同)(地)(区)(房)(屋)(可)(替)(代)(性)(较)(差)(。不)(久)(前)(,芬)(兰)(坦)(佩)(雷)(大)(学)(专)(门)(就)(欧)(洲)(二)(线)(城)(市)(的)(发)(展)(发)(布)(了)(一)(份)(报)(告)(,其)(中)(反)(映)(出)(很)(多)(西)(方)(国)(家)(重)(视)(二)(三)(线)(城)(市)(发)(展)(的)(理)(念)(,这)(很)(值)(得)(我)(们)(借)(鉴)(。如)(果)(在)(中)(国)(做)(强)(一)(批)(二)(三)(线)(城)(市)(,其)(对)(一)(线)(城)(市)(的)(替)(代)(性)(就)(会)(提)(高)(,一)(线)(城)(市)("高)(房)(价)("与)(三)(四)(线)(城)(市)("高)(库)(存)("并)(存)(的)(问)(题)(就)(会)(相)(应)(缓)(解)(,房)(地)(产)(市)(场)(就)(会)(更)(加)(健)(康)(。"杨)(松)(分)(析)(。  投)(机)(炒)(作)(三)(思)(后)(行)(  各)(地)(房)(价)(冷)(暖)(不)(一)(,市)(场)(各)(方)(对)(于)(猴)(年)(楼)(市)(的)(表)(现)(也)(是)(预)(测)(迥)(异)(。上)(海)(易)(居)(房)(地)(产)(研)(究)(院)(副)(院)(长)(杨)(红)(旭)(表)(示)(,2016年)(政)(策)(面)(保)(持)(宽)(松)(已)(成)(定)(局)(,二)(三)(线)(城)(市)(的)(市)(场)(很)(可)(能)(出)(现)(弱)(复)(苏)(,一)(线)(和)(部)(分)(强)(二)(线)(城)(市)(则)(仍)(将)(保)(持)(较)(强)(态)(势)(。相)(比)(之)(下)(,同)(策)(咨)(询)(研)(究)(部)(总)(监)(张)(宏)(伟)(则)(认)(为)(,大)(多)(数)(大)(中)(城)(市)(仍)(然)(面)(临)(较)(大)(的)(去)(库)(存)(压)(力)(,楼)(市)(基)(本)(面)(并)(没)(有)(实)(质)(性)(改)(变)(,未)(来)(楼)(市)(仍)(然)(会)(面)(临)(阶)(段)(性)(调)(整)(。  "2016年)(楼)(市)(整)(体)(会)(以)(稳)(为)(主)(、略)(有)(下)(降)(,不)(会)(暴)(涨)(暴)(跌)(。由)(于)(中)(国)(目)(前)(仍)(然)(处)(于)(降)(息)(通)(道)(之)(中)(,贷)(款)(成)(本)(将)(会)(徘)(徊)(在)(低)(位)(,因)(此)(对)(于)(自)(住)(型)(刚)(需)(来)(说)(,可)(以)(考)(虑)(在)(今)(年)(下)(半)(年)(适)(时)(出)(手)(,但)(对)(于)(投)(机)(炒)(房)(者)(而)(言)(就)(要)(三)(思)(而)(后)(行)(了)(。"杨)(松)(表)(示)(。  杨)(松)(进)(一)(步)(分)(析)(指)(出)(,尽)(管)(房)(屋)(具)(有)(商)(品)(属)(性)(,但)(由)(于)(对)(百)(姓)(的)(生)(活)(质)(量)(影)(响)(很)(大)(,因)(此)(其)(不)(同)(于)(一)(般)(商)(品)(。  近)(年)(来)(,一)(方)(面)(政)(府)(加)(大)(了)(对)("保)(障)(房)(""廉)(租)(房)("的)(建)(设)(和)(供)(应)(力)(度)(,刚)(需)(问)(题)(有)(所)(缓)(解)(;另)(一)(方)(面)(,社)(会)(也)(意)(识)(到)(了)(房)(地)(产)(畸)(形)(发)(展)(对)(经)(济)(的)(危)(害)(,而)(且)(客)(观)(上)(中)(国)(整)(体)(房)(价)(仍)(处)(于)(较)(高)(水)(平)(,因)(此)(继)(续)(炒)(作)(获)(利)(的)(空)(间)(已)(经)(不)(大)(。来)(源)(人)(民)(网)(-人)(民)(日)(报)()
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